Autombile /Car Accident Insurance

A seasoned Oxnard car accident lawyer will tell you that if you suffer an injury in a car collision in Oxnard, seeking the advice of a lawyer who is familiar with Oxnard traffic and its local accident statistics can be very helpful.

For example, knowledgeable Oxnard lawyers know that in 2006, 13 people died and 1,105 were injured in city car crashes. One pedestrian was killed and 64 were injured in car collisions. A total of 76 bicyclists and eight motorcyclists were injured. Drunk drivers caused five fatalities and 162 injuries. In 2007, 13 car collisions ended in 13 deaths. In 2008, 12 car collisions ended in 14 fatalities.

Knowing the How and Why of Local City Accidents

Experienced Oxnard car accident lawyers use local statistical information and traffic hazards to help them understand why and how a car accident happened.

As an example, suppose one of their clients was involved in a car crash at the intersection of Ventura Road and West 5th Street. Smart Oxnard car collision lawyers would know that this busy intersection--which carries nearly 50,000 every day--has been cited as the second most dangerous in Venture County with 26 accidents involving rear-enders, motorists running red lights or drivers hitting fixed objects. Seasoned lawyers would analyze statistical and traffic data and try to determine if any problems still exist at this intersection--problems that might have caused the accident. They would look for evidence of poor lighting, road design, improper signage, and faulty traffic control signals.

Similarly, car collisions occurring at the intersection at Ventura Road and 9th Street--a crossroad that has seen dozens of accidents--would also be carefully studied for poor lighting, improper or in adequate traffic control measures and potentially hazardous street design.

Likewise, accident-prone intersections like Vineyard Avenue and Oxnard Boulevard, Rose Avenue and Fifth Street, and West Channel Islands Boulevard and Victoria Avenue--all have seen at least a dozen car crashes in a two-year timeframe. Skilled Oxnard car collision lawyers representing clients injured at these intersections would study prior accidents that occurred there to help determine the exact conditions that precipitated the accident. And more, importantly, if these conditions still exist.

The point is, Oxnard car collision lawyers who know the area are best equipped to make sound judgments about the circumstances surrounding an accident and the level of blame that can be assigned to each contributing factor.

Consult an Oxnard Car Accident Lawyer

Should you get into a traffic accident, you would be smart to seek the advice of an Oxnard car crash lawyer. In most cases, initial no-obligation consultations are free to accident victims. If you hire a car accident lawyer, their fees won't be passed on to you unless they win your case or negotiate a settlement.

If you are a new driver or a teenage driver before you even go out and buy a car you need to look at a few things. The first is the car you are buying. If you buy a new car or a sports car for your first car you can expect the auto insurance to cost as much as the car.

There are ways to get cheap insurance without having to take out a mortgage to buy a car.

You need the following information.

#1 How far you are going to drive each year. The less mileage you do the cheaper the insurance. If you can find ways to keep this figure down for the first year or two it will cut the cost. Someone who drives 6,000 miles a year will pay a lot less than someone who drives 40,000 miles.

#2 Get a smaller car or an older one with lower rates. The temptation is great to go out and buy the biggest and fastest car you can, or the newest car, but this will be reflected in how much you have to pay for your insurance. It can end up costing you more than the car is worth.

Trying to get auto insurance for new drivers can be costly if you are not careful, but it is possible to get cheap auto insurance. If you follow some of these steps then you will get a cheaper rate than anyone else.

Do not rush out and buy a car. Check on how much the insurance is before you commit yourself.